金融英语期末重点题

期末考试重点题

名词解释

is a market in which financial assets (securities) such as stocks and bonds can be purchased or sold.

2、Those participants that provide funds are called

3、Participants that enter financial markets to obtain funds are called

4、Those financial markets that facilitate the flow of short-term funds (with maturities of less than one year) are known as 5、Those that facilitate the flow of long-term funds are known as . 6 facilitate the issuance of new securities. The issuance of new corporate stock or new treasury securities is a primary market transaction. 7、Secondary markets（二级市场） facilitate the trading of existing securities. The sale of existing corporate stock or treasury security holdings by any business or inpidual is a secondary market transaction.

8、liquidity（流动性）, which is the degree to which securities can easily be liquidated (sold) without a loss of value.

9、, which is a telecommunications network.

10、 is a new stock offering by a specific firm whose stock is already publicly traded. 11、 are debt securities that have a maturity of one year or less.

12、securities with a maturity of more than one year are called Capital Market Securities. 13、 are long-term debt obligations issued by corporations and government agencies to support their operations. (Treasury notes and bonds).

14、 are long-term debt obligations created to finance the purchase of real estate 15、 (also referred to as equity securities股权类证券) are certificates representing partial ownership in the corporations that issued them. They are classified as capital market securities.

are financial contracts whose values are derived from the values of underlying assets (such as debt securities or equity securities).

17、: derivative securities allow an investor to speculate on movements in the underlying assets without having to purchase those assets. 18 、: Derivative securities can be used in a manner to generate gains if the value of the underlying assets declines.

19、: is the price of one money in terms of another one.

20、: they sell shares to surplus units and use the funds received to purchase a portfolio of securities.

、, commonly used to explain interest rate movements,

suggests that the market interest rate is determined by the factors that control the supply of and demand for loanable funds. 22、This relationship between interest rate and expected inflation is often referred to as the 效应）.

23、Given a certain amount of loanable funds supplied to the market( through saving), excessive government demand for these funds tends to “crowd out” the private demand (by consumer and corporation) for funds.

24、The Trading Desk purchases Treasury securities from government securities dealers with an agreement to sell back the securities at a specified date in the near future—to ensure adequate liquidity

25、系统), as the central bank of the United States, has the responsibility for conducting national monetary policy. 26、 is a short-term debt instrument issued only by well-known creditworthy firms and is typically unsecured.

27、让存单） are issued by large commercial banks and other depository institutions as a short-term source of funds. 28、 to another with an agreement to repurchase the securities at a specified date and price. 29、 market allows depository institutions to effectively lend or borrow short-term funds from each other at the so-called federal funds rate. 30、A banker’s acceptances（银行承兑） indicates that a bank accepts responsibility for a future payment. They are commonly used for international trade transactions. 31、The U.S. dollar deposits in non-U.S. banks is called Eurodollar certificates of deposit or 洲美元存款）.

32、 facilitate the flow of long-term debt from surplus units to deficit units.

33、: require the owner to clip coupons attacked to the bonds and send them to the issuer to receive coupon payments.

34、: require the issuer to maintain records of who owns the bond and automatically send coupon payments to the owners. 35、 is a first-time of shares by a specific firm to the public.

36、:Trades through a telecommunications network

37、 facilitate the trading of financial future contracts.

38、 is a standardized agreement to deliver or receive a specified amount of a specified financial instrument at a specified price and date.

39、 Economic growth: employment, GDP, retail sales, industrial production, and consumer confidence

40、 allows for the buying and selling of a bond index for a specified price

期末考试重点题

at a specifies date.

The buying and selling of government securities (through the Trading Desk) is referred to as open market operations.

Stripped Treasury Bonds

The cash flows of bonds are commonly transformed(转化) by securities firms so that one security represents the principal payment only while a second security represents the interest payments

1.depository institution（存款类金融机构）：

1Commercial Banks.2Saving institutions include savings and loan associations (S&Ls) and saving banks. 3 Interaction between Savings Institutions and Other Financial Institutions. 4Credit unions(信用合作组织) 2.Nondepository Financial Institutions（非存款类金融机构）

1Finance Companies2Mutual Funds (共同基金)3 Securities firms4Insurance Companies 5 Pension Funds

3.Depository institutions are popular financial institutions for the following reasons:

They offer deposit accounts that can accommodate the amount and liquidity characteristics desired by most surplus units.

Repackage funds received from deposits to provide loans of the size and maturity desired by deficit units. They act as a creditor.

Accept the risk on loans provided.

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