金融专业保研考研复试面试技巧问题答案全攻略吐血整理(6)

3.汇率升降的影响？

Under the direct quotation method, if the exchange rate rise, the home currency will depreciate. Then exports will higher than imports, we called it trade surplus. On the contrary, if the exchange rate fall down, the home currency will appreciate. Then imports will higher than exports, we called it trade deficit.

What’s more, if home currency appreciate, we can use equal cash to buy more foreign product.

4.市场利率上升，买长期债券还是短期债券？

I will buy short-term bond.

Firstly, we should know, when the market interest rate rise, the price of bond will fall down.

Secondly, the short-term bond is more sensitive to the market than the long-term bond. So, in this situation, long-term bond will face great losses.

5.谈谈对金融的认识。为什么选择这个专业。最喜欢的课程。

Finance is a broad concept. It talk about exchange of value.

As a major, finance can be divided into many course, such as Corporate Finance, International Finance, Mathematical Finance, Bank Management, Investment. All in all, finance is practical major.

In the financial market, has many financial institutions, like central bank, commercial banks, investment banks(securities companies), insurance

companies, fund companies and so on. Each of them has unique role in the market.

6.研究生计划。

I’ve already made a plan for my postgraduate study. If luckily I got the admission, I would make good use of the three years.

First, I will try my best to grasp the professional knowledge and set the solid foundation for my further study.

Second, if time permits, I will do some internship relevant to my major and in this way I can put the theory into practice.

Third, I will find a job related to my major and become an expert in this field.

In a word, three years is very short, I will cherish the time of postgraduate.

7. About hometown. 略。

8. About family.

I have a happy family .In my family, there are three members: father, mother, and I. My family is just like a hand, and each of us like a finger. My father works in a high school and he is the headmaster of that school. My father is a diligent man. He likes reading and writing. No matter how busy he is, he must read something useful in his spare time.

My mother is a hardworking teacher. She likes reading, too. She often says that as a teacher who must read as much as she can. She does what she says. My mother gives me a good sample with her action. This is my family. I love each of them very much.

9. 谈谈你的英语学习。

English plays an significant role both in my academic study and future career. When I look for some article on-line for my research paper, the Chinese information is usually not enough, and thus the English information works as an essential compensation.

Unfortunately, I know my English is not very well, it also has a big space to promote, I will learn English more harder than now in my postgraduate period.

10. plans after graduation.（毕业后的打算）

After my graduation, I will find a job related to my major and become an expert in this field. I want to find a job in bank and make good use of the theories I will have learned in postgraduate period. I think I have the potential to be a professional manager and do bank management.

11.优点(strength )。

I do believe I possess lots of strengths. First, I am good at analysis, with a strong sense of cooperation. Second, I have formed a habit of working under great pressure, I think I am a hard-working man. Third, I am

independent, and always try to use my own methods to solve problems.

12.缺点。

There is no perfect man in the world, so do I. I feel that my greatest weakness is I am likely to be influenced by the environment. I study hard when I find everybody else studying hard, and I start looking for a part-time job when I find others talking about how important it is! I find it very hard to break this habit of being influenced by others.

13. How do you feel about your progress today?（对于你至今所取得的进步

你是怎样看的？怎样评价你的大学生活？）

To be frank, I made a great progress in the three years in university with the help of my classmates and friends and under the guidance of my teachers. In academic aspect, I acquired much basic knowledge of this field from text books and learnt how to solve problems with them. What is more important is that I learnt to work with the others and now I have a good sense of teamwork. All in all, this three years in university are really important for me.

四、网上资料

1.什么是欧洲货币市场，欧洲货币市场的信用创造与其他货币市场的信用创造有什么不同？欧洲货币市场的特点是什么？

欧洲货币市场又称离岸金融市场，指非居民相互之间以银行为中介在某种货币发行国国境之外从事该种货币借贷的市场。 特点：

一，管制较松。

二，调拨方便。 三，税费负担少。 四，可选货币多样。 五，资金来源广泛。

2.什么是国家主权债务危机（希腊）？你认为造成欧洲主权债务危机的原因是什么？

主权债务(sovereign debt)是指一国以自己的主权对外担保，不管是向国际货币基金组织还是向世界银行，还是向其他国家借来的债务。 原因：

一，根本原因：欧元区经济政策结构不平衡。欧元区现阶段实行的是统一的货币政策和分散的财政政策，容易遭遇“不对称冲击”的影响。 二，直接原因：高赤字。财务杠杆太大。 三，历史原因：高福利政策。

3.英语：股权和债券的区别？(talk about the difference between bonds and stocks.)

I divided the difference between bonds and stocks into 4 aspect. First, to a company, bonds means liabilities, stocks means assets. Second, in most cases, we hold bonds in a period, while stocks is permanent.

Third, stocks have strong liquidity, and can be traded on the secondary market, wh …… 此处隐藏：3243字，全部文档内容请下载后查看。喜欢就下载吧 ……